About San Francisco Kindergarten to College Program

A FOOT IN THE DOOR  was made possible by CFEDCiti Community Development and the San Francisco Office of Financial Empowerment.

About K2C

Spearheaded by the San Francisco Office of Financial Empowerment (SF OFE) in partnership with the Mayor’s Office and the San Francisco Unified School District (SFUSD), K2C began as a two-year pilot program in 2011. Today, every child entering kindergarten in the city’s public schools automatically receives a college savings account containing $50. Children in the National Student Lunch Program receive an additional $50 deposit. K2C encourages families to save by providing the following incentives:

  • $10 Save Bonus: Any month you save at least $10, be rewarded with an immediate $10 bonus. You are eligible to receive a total of $60 for any six months of saving. This incentive is available to all K2C account holders that did not earn the previous $100 Save Steady Incentive and will expire December 31st, 2018 for accounts opened before December 1st, 2017.
  • $20 K2C Account Registration Bonus: If you register on the K2C portal to view your student's account activity, your student will receive a $20 bonus in their account. This incentive is available for all K2C account holders who have not yet registered their account on the K2C portal


Support K2C

In partnership with the 1:1 Fund, Kindergarten to College is now raising dollars for these critical matching incentives.  Local business and foundation support will be critical to this process. By partnering with the 1:1 Fund, local supporters can make tax-deductible donations that will be used to encourage K2C students saving and striving for college. You or your organization can make a tax-deductible donation by:

Donations can also be accepted for Kindergarten to College via K2CFundraise.


(Webinar) Kindergarten to College: Local Innovation, National Impact, SF Office of Financial Empowerment, July 2013.

Investing in Dreams: A Blueprint for Designing Children’s Savings Account Programs, Corporation for Enterprise Development (CFED), 2015.

Children’s Education Savings Accounts: A Case Study of San Francisco’s Kindergarten to College Program, EARN, March 2013.

Kindergarten to College (K2C): A First-in-the-Nation Initiative to Set All Kindergartners on the Path to College, New America Foundation, September 2011.