Dealing with debt, and debt collectors is stressful. But you have rights, and help is available.
Coping with Debt
Having trouble paying your bills? Are your accounts being turned over to debt collectors? Are you worried about losing your home or your car? You’re not alone. Many people face a financial crisis at some point in their lives, and it can seem overwhelming. But often, it can be overcome. Your financial situation doesn’t have to go from bad to worse.
For more information on how to cope with debt, click here.
Know Your Rights
When a debt collector calls, it’s important to know your rights and what you need to do. The FTC enforces the Fair Debt Collection Practices Act (FDCPA), which makes it illegal for debt collectors to use abusive, unfair, or deceptive practices when they collect debts.
For more information on your debt collection rights click here. Here are some videos to help you understand your rights when dealing with debt collectors: