Smart Money Coaching


Smart Money Coaching provides free, confidential, one-on-one, personalized financial guidance. A certified financial coach can help you address financial challenges and goals, including reducing debt, establishing and improving your credit score, opening a safe and affordable bank account, and increasing your savings. Smart Money Coaching has locations throughout San Francisco and is available to anyone living, working or receiving services in San Francisco.

Call to schedule a free appointment with a certified financial coach: 877-256-0073. If you are an aging adult or an adult with a disability, please call 415-865-5652.

COVID-19 Update

Smart Money Coaching is still serving San Francisco! We have transitioned all appointments to phone and video appointments. Our dedicated coaches are here to support you through this difficult time.

How Smart Money Coaching can assist clients during COVID-19:

  • Navigate sudden changes to the household budget
  • Conduct a public benefits screening
  • Assist in drafting letters to creditors to lower payments or temporarily suspend payments due to hardship
  • Assist in drafting letters to student loan servicers regarding monthly payments
  • Develop a strategy to minimize debt
  • Provide referrals to local, state, and national emergency services

Sites Open to the Public *not currently open due to COVID-19

  • San Francisco Main Library,100 Larkin Street, 4th Floor
  • The Women's Building, 3543 18th Street, Community Resource Room
  • Self Help for the Elderly, 601 Jackson Street, Ground Floor
  • Robert Pitts, 1150 Scott Street, Community Room

Sites Reserved for Specific Clients *not currently open due to COVID-19

Residents of Hope SF

  • Bayview Hunters Point YMCA, 1101 Fairfax Avenue

  • Potrero BRIDGE Housing, 1095 Connecticut Street

  • Sunnydale YMCA Office, 1657 Sunnydale Avenue
  • Alice Griffith Urban Strategies, 2600 Arelious Walker Drive
  • Urban Services YMCA, 751 Missouri Street

Clients of San Francisco Human Services Agency

  • HSA, 170 Otis Street
  • HSA, 1800 Oakdale Avenue
  • HSA, 3120 Mission Street
  • Arriba Juntos, 1850 Mission Street
  • Young Community Developers, 501 Cesar Chavez Street

Clients of Listed Nonprofit Organizations

  • Homeless Prenatal Program, 2500 18th Street

Clients of Department of Disability and Aging Services Learn More

  • SF LGBT Community Center, 1800 Market Street
  • Openhouse Bob Ross LGBT Senior Center, 65 Laguna Street
  • Shanti Mission, 3170 23rd Street
  • Shanti Polk, 730 Polk Street
  • Downtown Senior SF Center, 481 O'Farrell Street

View a Smart Money Coaching flier in English, Spanish, Chinese.