Smart Money Coaching provides free, confidential, one-on-one financial guidance. The program is available to anyone living, working or receiving services in San Francisco, regardless of citizenship status. Our coaches are fluent in Spanish, Cantonese and Mandarin, with additional translation services as requested.  

Schedule a free appointment with a coach

Make an appointment today to:

  • Navigate sudden changes to your income or expenses 
  • Access your Child Tax Credit, stimulus payments and other pandemic relief  
  • Request lower payments from creditors and/or suspend payments due to financial hardship 
  • Reduce debt and negotiate interest rates 
  • Establish or improve your credit score 
  • Open a bank account 
  • Save for the future 
  • Find out if you are eligible for any public benefits 

"What I valued most about Smart Money Coaching was having a one-to-one financial coach and it was free! That to me was valuable because I know people that pay a lot of money to get financial advice at a high price. I was having financial problems, debts, and poor credit score for years, and what [the Smart Money Coach] taught me through financial coaching really worked!" -Anonymous